Small Business Loans2020-11-17T14:19:58+00:00

New Products Launched Specifically for COVID-19! See below.

Need working capital to help with COVID-19 related challenges? 

You’ve come to the right place.

Business in most Canadian industries, of all sizes, may be eligible

We now offer loans supported by the Business Credit Availability Program (BCAP)

Need working capital to help with COVID-19 related challenges? 

You’ve come to the right place.

Business in most Canadian industries, of all sizes, may be eligible.

We now offer loans supported by the Business Credit Availability Program (BCAP)

LOANS LESS THAN $250,000

Follow Our AccordExpress Process

We have a dedicated process for small business owners affected by COVID-19 needing $250,000 or less

Learn More

LOANS UP TO $6.25 Million

Follow our Standard Process

If your business needs more than $250,000 we can help. Find out  about our standard process today!

Learn More

LOANS LESS THAN $250,000

Follow Our AccordExpress Process

We have a dedicated process for small business owners affected by COVID-19 needing $250,000 or less

LEARN MORE

LOANS UP TO $6.25 MILLION

Follow Our Standard Process

If you need more than $250,000 we can help. Find out how today!

Learn More

SIMPLIFYING ACCESS TO THE CAPITAL YOUR BUSINESS NEEDS TO ADJUST TO COVID-19

For over 40 years Accord Financial, parent company of Accord Small Business Finance, has helped finance companies in transition – reinventing, rebuilding or shifting into growth mode. We are one of the Canadian Finance industry’s most enduring supporters of Canadian business.

Accord Small Business Finance is dedicated strictly to small businesses. Our understanding of what makes small businesses unique has led to us developing application, credit granting, and customer service policies and procedures with the nuances of small businesses in mind.

We started out as a small business ourselves over fifteen years ago, as a small equipment leasing company. As we grew over the years, we attracted the attention of Accord Financial Corp., a TSX (Toronto Stock Exchange) listed company, who acquired us and helped us grow. As Accord helped us grow, we were able to offer more financial solutions to our customers.

Our small business division retains its focus to this day on you, the entrepreneur, with many of our staff themselves having grown up in families operating small businesses or having started one themselves. We understand where small business owners are coming from.

Because we have exclusively served the Canadian business (as opposed to consumer) market, you may not have heard of Accord Small Business Finance or Accord Financial before. Don’t let that concern you. We’re well known in most segments of the capital-intensive industries (energy, forestry, construction, mining) as an equipment financier. Our sister divisions are well known for their support of Canadian retailers, wholesalers, and manufacturers, through their provision of accounts receivable and inventory financing. Still want to learn more?

CLICK HERE TO SEE OUR ANNUAL REPORT

We could go on forever! Simply put though we assist clients whose financial needs cannot be readily met through their primary bank, credit union, or caisse populaire. That’s not a knock on those institutions – all institutions have their policies and client risk profiles and credit limits that work for them.

We help clients whose situation takes a little more time and effort in understanding than other institutions have the appetite for. For instance, maybe you’ve operated your business successfully for years, and had a recent bump along the way that’s made your existing lenders nervous or concerned to lend you more until they see how things go. Or maybe your industry is going through a tough time. Maybe your business is growing faster than your financials indicate. Or like everyone else right now, you’re dealing with the uncertain environment around COVID-19.

Taking the time to understand these industry challenges, and our client’s particular challenges, is what makes us different.

OUR PRODUCTS

Generally we offer products to help businesses do one of two things:

LET’S GET STARTED ON SOME SOLUTIONS

APPLY NOW